This property comes with a 2 1 rate buydown, reducing the buyers interest rate by 2% for the first year of their loan and 1% the second year! Lake Padgett Estates amenities include 3 ski lakes and riding stables for residents only. This home features an open concept and is perfectly positioned on approximately 1/2 acre lot at the end of a quiet cul de sac. Step inside to be greeted by expansive living areas and a seamless flow to the enclosed, covered lanai through sliding glass doorsperfect for indoor outdoor living. NEW A/C. The well appointed kitchen features ample cabinetry, a breakfast bar, sleek granite countertops, and travertine flooring. The master suite offers a private retreat with an ensuite bathroom, complete with a double vanity and walk in shower. Additional highlights include a dedicated laundry room with a utility sink and an oversized garage for extra storage. Whole house generator on site and water softener. Conveniently located near major amenities, including the upcoming Moffitt Medical City, set for completion in 2026.